This article summarizes a few Connecticut judgment-related statues, that are part of the Connecticut Annotated General Statutes and Code Series, sometimes abbreviated as ANN. My articles are my opinions and are not, legal advice. I am a judgment broker, and not an attorney. When you ever need legal advice or a strategy to use, please contact an attorney. Over time statutes change, so please verify any laws mentioned in this or all of JudgmentBuy’s articles.
37-3A (General Statues) – Rates recoverable as damages. Use the web to search for “Connecticut 37-3A interest” to see the full text of this statute, or any Connecticut (CT) statutes mentioned in this article. This law specifies that CT judgments earn an interest rate of ten percent per year. While not specified, I’m confident the judgment interest rate in Connecticut is simple and non-compounded. When judgments are domesticated into CT, the interest rate for the original judgment applies. .
52-350E (Chapter 906) – Service of process. Search on the web for “52-350E (Chapter 906)” to see the complete text of this law. This law defines the way post-judgment procedures need to be served by an authorized person, onto parties with certified mail, return receipt requested, to a last known address; or served with proper personal service. This statute doesn’t apply to service of contempt-related proceedings.
52-350F (Chapter 906) – Enforcement of money judgments. Costs, fees and interest. Use the web to search for “52-350F (Chapter 906)” to see the complete text of this statute. This law details that all of a debtor’s non-exempt property can be recovered, by execution or by foreclosure of a real property lien, to pay off the total sum owed on the judgment including allowable costs and interest.
52-351A (Chapter 906) – Notice of enforcement action to be given to judgment debtors. Search on the web for “52-351A (Chapter 906)” to see the complete text of this law. This statute seems to imply that it applies to debtor notices on bank garnishments only, as it states “other than a wage execution or property execution”. On bank levies, it states that if a 3rd party garnishee is served, a copy of what was served must be also served on the judgment debtor at their last-known address with first class mail.
52-351B (Chapter 906) – Discovery for judgment creditors. Search on the web for “52-351B (Chapter 906)” to see the full text of this law. This law specifies the way judgment creditors can perform post judgment discovery. Connecticut post-judgment discovery must begin with interrogatories served on the judgment debtor, that must be returned to the judgment creditor within thirty days. When the interrogatories are not completed and returned, the judgment owner can then ask the court for supplemental discovery orders, with contempt orders possible for those that don’t comply with court orders.
52-353 (Chapter 906) – Execution on wages after judgment. Use the web to search for “52-353 (Chapter 906)” to see the complete text of this statute. This statute specifies that judgment debtors get a chance to succeed in paying the judgment debt with an installment plan first. When they do not pay, the judgment creditor may buy a execution writ for $75 from the court, and that expense is added to the judgment debt. The court then creates a wage execution garnishment, and gives it to a garnishment officer, that then serves it on the judgment debtor’s employer. Notice of all paperwork then gets served on the judgment debtor.
Connecticut writs of execution need to be used within 12 months or they expire, and must be returned if the judgment is satisfied. Levies on wages are limited to twenty five percent, and may be thwarted with debtor exemption statutes or prior wage levies. Certain other types of liens, and child support, and certain other kinds of liens, and even union dues; can outrank and can push aside regular civil judgment garnishments. Employers cannot punish or fire garnished workers, and VIPs cannot avoid judgment owner wage garnishments.
52-361A (Chapter 906) – Notification of judgment debtor rights. Claim for exemption or modification. Use the web to search for “52-361A (Chapter 906)” to see the complete text of this statute. This law specifies how notices are sent to all parties in post judgment proceedings. Each garnishment action requires a notice of it to be served on the judgment debtor, with the required information, potential exemptions, how to pay with installments to halt the levy, and a reminder that the debtor might be able to vacate the judgment. This statute restricts wage levies to 25% of the employee’s weekly available earnings. This law also details the use of interrogatories, and the way hearings for other claims and exemptions get handled and scheduled.
52-361B (Chapter 906) – Notification of debtor rights. Claim for exemption or modification. Search on the web for “52-361B (Chapter 906)” to see the full text of this statute. This statute is really similar to 52-361A above.
52-367B (Chapter 906) – Execution against debtors and financial institutions. Judgment debtor needs to be a natural person. Search on the web for “52-367B (Chapter 906)” to see the complete text of this statute. This law specifies how levies get executed on judgment debtor’s bank accounts. The court charges judgment owners $75 for a execution writ. The statute describes in a complicated way, the requirements that all parties, particularly banks, needs to follow; and the way notices must be served on the judgment debtor. Also detailed, is how that subpoenaed bank records can be ordered and paid for by the judgment creditor.
If you need to find a judgment collection lawyer in Connecticut, contact a judgment broker, or visit the Connecticut Bar Association web site at: www.ctbar.org
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